At Elite Home Lending Group, we understand that taking out a loan is one of the biggest financial decisions you can make so we strive to make the entire process as stress-free and straightforward as possible. We have built Elite Home Lending Group to be able to underwrite and process your loans in house, at smaller institutions they just send your files to the large institutions and at the large institutions you’re just another loan file. We work hard to be able to offer a vast array of products to fit all type of needs and wants that many institutions can’t. Simply we want to make sure you get in a loan type that you want and make this process as stress free as possible.
Licensed in MI, FL, TX, TN, SC, NC
We are a full in house operation from start to finish.
Originating a mortgage involves the process of us making a loan to a borrower for the purpose of buying or refinancing a home. This includes pre-approving the borrower, reviewing their financial information, and ultimately closing the loan by transferring funds to the seller.
At Elite Home Lending Group or processor's our responsible for gathering all necessary documentation to submit a mortgage loan for underwriting. This includes verifying employment, income, credit history, and other financial information. The processor may also coordinate with lenders, title companies, and appraisers to ensure a smooth loan process for you.
Our underwriters review loan applications and supporting documentation to determine whether the borrower meets the lender's qualifications for a loan. They evaluate factors such as credit score, employment history, and debt-to-income ratio to assess the likelihood the borrower will repay the loan.
"Justin has helped us with 2 mortgages and is in process with our daughter. Justin is honest, sensible, and navigates the mortgage world confidently and successfully. My husband was an assistant branch manager for a mortgage company years ago, and there can be numerous "shenanigans." Justin is a straight shooter who gives you the real deal upfront, knows how to cut through red tape and nonsense, and gets the job done on time. One of the many reasons I have utmost confidence with Justin, is that there are no surprises! If you are looking for honesty and integrity, this is your man. I trust him so much, I would let him drive my vintage Firebird Convertible. LOL!"